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How Loans Work: We understand that sometimes life happens. Everything from car issues to utility bills can cause financial stress. A loan can help you obtain cash to keep you running financially strong before your next paycheck. Let's use a real life example. You request a $100 loan to pay to pay for an unexpected cost. A lender will charge you $15 for borrowing $100 for two weeks. You will be asked to return $115 to the lender at the end of the two weeks. The cost of the $100 loan is a $15 finance charge as well as any interest charges. A payday loan is a great choice for borrowers who need a loan fast, without much collateral needed. CashFunded is a great option for letting you receive your loan in a fast and secure fashion. Calculate APR Rules in Your State Alternatives to Payday Loan For Military Consumers